Benefits of Bank of Baroda (BoB) Eterna Credit Card


Some credit cards are exclusively used to enjoy a wealthy lifestyle and amazing discounts. They not only help you to enjoy credit limits but also allow you to make use of cashback and discounts. Bank of Baroda (BoB) Eterna Credit Card is one such credit card that has a lot of interesting discounts and benefits. You’ll receive travel advantages and have a wonderful eating experience. Additionally, you can get exclusive discounts on clothing and movie tickets. However, you must remember the cost and requirements to apply for this card. Let's look at the special features and advantages of this credit card and see how they can help you reduce some of your spendings while using it.

Benefits and Features of the Eterna Credit Card

Here are the special features of the BoB Eterna Credit card that you must learn about before acquiring one. You must review the deals and offers that are currently being offered on this credit card.

Welcome Benefit:

●       As a welcome gift, you will receive a FitPass Pro membership for six months (including 2,500 premium gyms and fitness studios).

●       Earn 10,000 reward points on spending Rs. 50,000 within 60 days.

Reward Benefits:

●       Earn 3 Reward Points on spends of Rs. 100, on all other categories.

●       1 Reward Point = Rs. 0.25.

●       Accelerated Reward Points (15/Rs.100) expenditure on travel.

●       Accelerated reward points on dining and movie expenditures (15 points for 100 rupees).

Milestone Benefits:

●       Receive 20,000 extra reward points, on an annual expenditure of Rs. 5 lakh.

Spend-Based Waiver:

●       Spend Rs. 25,000 within the first 60 days after receiving the card, and the joining fee is waived.

●       Annual fees of the following year is waived if Rs. 2.5 lakh was spent in the previous year.

Travel Benefits:

●       1 lakh rupees worth of personal air accident insurance.

●       2% foreign currency markup fee, which is lower than usual.

●       The MasterCard domestic lounge program offers unrestricted free access to lounges at domestic airports.

Dining and Movie Benefits:

●       250+ culinary deals at the Mastercard Priceless Special.

●       Buy one get one program for Paytm Movie tickets (maximum benefit of Rs. 250/month).

 Insurance Benefits:

●       Rs. 1 crore worth of personal air accident insurance (applicable only in case of loss of life).

●       Rs. 10 lakh worth of accidental death insurance.

 Golf Benefits:

●       4 complimentary rounds of golf each year (maximum 1/month).

●       12 free golf lessons are provided each year (maximum 1/month).

●       Beyond the complimentary sessions, 50% of the green fee is waived.

 Low Foreign currency Mark-up:

●       You are charged a 2% forex markup fee, which is lower than usual foreign currency because it is a premium credit card from the Bank of Baroda.

 Fuel Surcharge Waiver:

●       For transactions between Rs. 400 and Rs. 5,000, 1% fuel surcharge is waived at all gas stations and petrol pumps in India while purchasing fuel. The monthly waiver is limited to Rs. 250.

Conclusion

Due to the fact that you receive accelerated reward points on all online purchases, the Eterna card offers a very competitive reward rate. The only drawback is that there is a monthly cap on maximum reward points earned at an accelerated rate of 5,000 points. Since it’s a premium credit card, you’ll receive several extra benefits in addition to the regular reward points, such as free golf rounds or lessons and free lounge access at airports all around India. Additionally, the eligibility requirements are much less than those of its opponents. Overall, if you want a premium card but don’t want to pay a high membership fee, then without a doubt, you should take BOB Eterna into consideration.

Read More: What Is A Credit Card And How Does It Work?

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