HDFC Bank INFINIA Metal Credit Card

HDFC INFINIA Metal Credit Card (a variant of INFINIA Credit Card) was relaunched by the bank with a metallic form. INFINIA is a premium card and one can get this card only by invitation from the bank. This card is targeting individuals of High Net Worth with a luxurious lifestyle.

Keeping luxury in mind, this card provides all the traveling privileges for its high-end customers. Having a foreign currency markup rate of 2% is just icing on the cake. And not just this, you get 5 reward points on every Rs.150 spent with the card, with the welcome and renewal benefits of 12,500 reward points.

Also, this card provides luxurious privileges like premium golf destination access, attractive dining offers on exclusive restaurants, 24*7 concierge services, and much more. Exclusive memberships of Club Marriot for 1 year and ITC hotel stay benefits make every penny worth it.

Features and Benefits

·        Welcome Benefits –

1.      As a welcome gift, you get 12,500 reward points and complimentary Club Marriot membership for the first year

2.      And 20% discount on dining and stay in the Asia-Pacific region

·        Reward Rate –

1.      5 reward points on every RS.150 spent on retail

2.      Earn accelerated RPs on travel and shopping spends through the SmartBuy platform

3.      15,000 maximum capped points per month

4.      Reward rate of up to 3.3%

·        Reward Redemption –

1.      You can redeem your reward points against hotel/flight bookings, DTH recharges, etc through SmartBuy

2.      Products and vouchers can be purchased via net banking or a SmartBuy using your RPs

3.      RPs can be redeemed against Tanishq and Apple vouchers on SmartBUy

4.      Through RPs you can also earn cashback.

·        Movie and Dining –

1.      Dining privileges exclusively with Good Food Trail Program –

                         I.          25% discount on more than 2000 premium restaurants

                       II.          1 + 1 buffet at 200+ restaurants

                      III.           1 + 1 on foods/drinks at selected restaurants

2.      Free Club Marriot Membership in which you get:

                     I.          Up to 205 off on food and beverages bills at the top-notch restaurants

                   II.          Up to 15% off at selected hotels for a maximum of 10 guests

                  III.           20% off at the best rates available on rooms at participating restaurants

3.      1 + 1 complimentary buffet at participating ITC hotels (one booking per month)

·        Golf –

1.      Unlimited complimentary golf games with leading gold courses in India and abroad.

2.      Unlimited golf coaching at multiple golf courses in India.

·        Travel –

1.      Domestic – Unlimited complimentary lounge access to domestic lounges with Priority Pass Membership for primary and add-on cardholders

2.      International – Unlimited free access to international lounges around the globe for both primary and add-on cardholders.

3.      24*7 concierge services like – golf bookings, private dining assistance, Airport VIP services, itinerary planning and reservation assistance., international delivery for gifts, event planning and referrals.

Fee and Charges

·        Joining Fee is 12,500 + applicable taxes

·        Renewal Fee is 12,500 + applicable taxes

·        Foreign currency markup fee is 2% of the total transaction amount + taxes

·        Interest Rates are 1.99% per month or 23.8% annualized which is lower than most of the credit cards present in the market

·        1% fuel surcharge waiver up to Rs.1,000 each month

·        There are no cash advance charges with this card

Bottom Line:

HDFC Bank INFINIA Metal Credit Card provides a huge amount of benefits to its consumers. These benefits include a luxurious lifestyle, concierge services, ample reward points per month and unlimited airport services. Considering all these benefits, this card fits the needs of its high-value individuals. Since it is an invite-only card and is focused with HVI’s, to get this card, you are ought to have a good net worth.

Read More: Benefits of Applying For a Credit Card on Cardinsider

 

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